Why this deal works differently

Most investors in Dubai measure return against the full property price. But when a property comes with a payment plan and a paying tenant from day one, the number that actually matters is your return on the cash you have actually deployed.

Here, a unit priced at AED 820,000 rents for AED 65,000 per year. You pay 40% (AED 328,000) to take ownership — and the rent is yours from that moment. That is a 19.8% cash yield in year one, gliding down to the market-standard ~7.9% only once the unit is fully paid.

Your tenant pays two-thirds of your installment

Here is the part most investors miss. After the down payment, you owe just 1% per month — AED 8,200. Meanwhile the unit’s rent works out to AED 5,417 per month in your pocket.

So while you complete the remaining 60% over five years, the tenant is effectively paying most of it for you. And this is calculated on today’s rent of AED 65,000 — with rents in the area rising, next year’s renewal could push your income higher while your installment stays fixed. Every number on this page is a starting point, not a best case.

Same area. Same budget. Two very different outcomes.

In the same district, a less luxurious off-plan project is selling at a comparable price. The difference is simple: there, your money sleeps for three to four years before the first dirham of rent arrives. Here, it goes to work today.

The fine print you’ll actually like

Buying more than one unit? A ten-unit block at this price point represents an AED 8.2M portfolio producing AED 650,000 per year — with the same day-one income profile, and room to negotiate on a bulk basis.